Kreddi
Kreddi
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Discover Your
Kreddi Score

Your financial power, ranked. See where you stand against thousands of Australians.

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Free
5 minutes
No credit score impact

Three Things You'll Unlock

Financial Power Score

A score out of 1,000 across 5 categories. Way beyond a credit check.

National Ranking

See exactly where you rank against every other scored Australian.

Level Up Roadmap

Personalised actions to boost your score. Each one saves you real money.

Scored Across 5 Categories

We analyse your complete financial position, not just your credit score

Credit Health

25% weight

Credit score, defaults, repayment history

Debt Efficiency

20% weight

Debt-to-income ratio, interest rates, loan structure

Asset Strength

20% weight

Net assets, property, savings, investments

Cash Flow

15% weight

Income stability, surplus, spending patterns

Borrowing Power

20% weight

Serviceability, LVR headroom, unused capacity

Five Tiers. Where Will You Land?

Each tier unlocks better rates and stronger lending power

🥉

Bronze

0–449
Bottom 35%
🥈

Silver

450–649
Top 65%
🥇

Gold

650–799
Top 35%
⚪

Platinum

800–899
Top 15%
TOP TIER
💎

Diamond

900–1000
Top 5%

Ready to Check Yours?

Get My Free Score

Free. 5 minutes. No credit score impact.